Tips For Using Your Credit Cards

I will give some tips so you can better deal with credit cards.

Do not abuse their use. Credit cards give a false sense of ability to pay, which means that often fall into the temptation to purchase or consume products or services unnecessary.

If you are buying expensive goods, such as a TV, furniture or electronic equipment of great value, preferably using the extra funds or any type of credit fixed.

Try to use credit cards for low value purchases.

Try to make the payment of the credit card as soon as possible just bill your credit card, and will generate less interest. To do this you know the exact date of your billing card, and use tools such as home banking (online banking), automated teller machines (ATM) or call to get the amount to pay and file it as soon as possible.

Likewise with the purchases. Suppose you are buying something expensive and need to do significantly with the credit card, do so in the days of billing, for example, if your invoice on 6, make your purchase on the day between 7 and 9 or so. With that, consumer will benefit because this will be reflected from the next billing, which has yet to spend a long time and then have the regulatory months 30 days to make the minimum payment on your card where the consumer will reflected. Remember that every time you make a consumer credit card minimum payment INCREASE it. With this technique you delayed this increase by almost 30 days.

Finally and most importantly, ATTEMPT TO PAY A MINIMUM PAYMENT AMOUNT TO THE MAYOR. If you can not, however much effort you make, pay an amount greater than the minimum payment required by the bank, then believe me, start to worry about their financial situation!.